Andrew/Ticket 11432

I just got my student loan statement through, still got £12,000 to pay back!

But I'm only getting charged 3.6% interest, and seeing as I earn nearly 6% on money in my savings account there is little incentive to try and pay it off faster than I have to.

At my current salary I should have paid it off in about 8 years time which in theory will make me £2000 in interest on the money I saved instead of paying back :)